AFSCME Union Employees
PREMIUM SUMMARY 2025
*The premiums listed below are the per month employee portion for a full-time employee.
Medical Coverage |
Regence 250 $100/month HRA VEBA |
Regence HDHP $300/month HRA VEBA |
Kaiser 200 $100/month HRA VEBA |
Kaiser HDHP $300/month HRA VEBA |
Kaiser Access PPO $100/month HRA VEBA |
|---|---|---|---|---|---|
| Employee* | $10.00 | $10.00 | $10.00 | $10.00 | $10.00 |
| Employee + Spouse/DP | $250.65 | $178.00 | $219.75 | $183.91 | $242.38 |
| Employee + 1 Child | $128.55 | $94.24 | $117.03 | $98.88 | $128.53 |
| Employee + 2 Children+ | $226.56 | $163.22 | $224.06 | $187.75 | $247.57 |
| Employee + Spouse/DP +1 Child | $369.20 | $262.24 | $326.78 | $272.78 | $360.91 |
| Employee + Spouse/DP +2 Children+ | $467.21 | $331.21 | $433.81 | $361.66 | $479.44 |
Dental/Vision Coverage |
Delta Dental | Willamette | VSP |
|---|---|---|---|
| Employee | $0.00 | $0.00 | $0.00 |
| Employee + 1 Dependent | $10.67 | $15.02 | $0.00 |
| Employee + 2 Dependents | $25.54 | $34.11 | $0.00 |
- For employee insurance premium costs, the City pays all but $10 of the monthly premiums, regardless of full-time or part-time status. For those covering a spouse/domestic partner and/or dependent children, the City will pay 75% of your monthly premiums (the 75% is pro-rated for part-time employees).
- Depending on the medical insurance plan you choose, you will receive either a $100 or $300 monthly HRA-VEBA contribution to help offset the out-of-pocket medical expense exposure. Click here to learn more about HRA-VEBAs.
- New or existing employees that are adding dependents (spouse/domestic partner, child, step child, adopted child) are required to submit verification documentation for each newly enrolled dependent. Click here for more information and video on how dependent verification is completed.
Medical Insurance
The City offers five options for medical insurance. 2025 Plan Summaries are linked below containing a short Summary of Benefits, and the Booklets linked below are an in-depth summary of coverage for each plan.
- Regence 250 Plan Summary
- Regence High-Deductible Health Plan Summary
- Kaiser 200 Plan Summary
- Kaiser High-Deductible Health Plan Summary
- Kaiser Access PPO Plan Summary
Opting-Out
Employees may choose to opt out of the City’s medical insurance plan and receive a monthly HRA-VEBA (Health Reimbursement Account) contribution equal to 50% of the EMPLOYER cost for medical coverage for you and your family. Click here for more information.
Dental Insurance
The City offers two options for dental insurance:
Vision Insurance
The City provides vision insurance through the Vision Services Plan (VSP). The $10 copay vision benefit includes:
- One eye exam, paid in full, every 24 months.
- One pair of frame and lenses (or contact lenses), paid in full (to allowable charge) every 24 months.
- More details on the VSP Plan Summary.
Life Insurance
The City pays for salary-based life insurance from The Standard equal to 125% of your annual salary. This plan also features travel assistance including pre-trip assistance and help during a trip (finding medical care, legal assistance, emergency evacuation, document replacement, and repatriation of remains). View the flyer and plan description for more information.
In addition, the City pays for Accidental Death & Dismemberment (AD&D) coverage for bodily injury or death from accidental means. The coverage includes Occupational Assistance to support an employee’s efforts to return to work.
You can choose to buy additional life insurance for yourself and/or your spouse. Read more here.
Long-Term Disability Insurance
The City provides long term disability (LTD) which pays a portion of your salary should you be disabled and unable to work for an extended time.
AFSCME employees receive 60% of your salary after a 90-day waiting period.
Public Employment Retirement System (PERS)
In Washington, local governments and their employees contribute to the funding of employee retirement benefits. Non-represented employees are members of either Public Employees’ Retirement System (PERS) Plan 2 or Public Employees’ Retirement System (PERS) Plan 3. Click here for more information.
Social Security Contribution Limits
The Social Security wage limit for 2025 is $176,100.
Employee Assistance Program (EAP)
The City has expanded the EAP benefits for employees provided through the AWC. Benefited employees may receive up to 8 EAP sessions annually per person, per issue. Click here to learn more.
457 Deferred Compensation Plan
2025 Limit: The contribution limit for 457 plans in 2025 is $23,500 (up from $23,000 in 2024). Catch-up contribution limits for those over 50 are at $7,500.
A 457 deferred compensation plan allows you to save and invest money for retirement with tax benefits. Contributions are made to an account in your name for the exclusive benefit of you and your beneficiaries. The value of the account is based on the contributions made and the investment performance over time. A 457 plan is designed to supplement your retirement income. While a pension and/or Social Security may go a long way, they are unlikely to be enough. Saving to your 457 plan can help you maintain your desired standard of living.
Link to more information.
Voluntary Benefit Programs
Click here to learn about the following voluntary benefit programs and employee discounts:
Dependent Verification (33 KB) 2024 Delta Dental Plan E Summary (37 KB) 2024 Kaiser 200 Plan Booklet (3 MB) 2024 HDHP Plan Booklet (3 MB) 2024 VSP Plan Summary (71 KB) 2024 Willamette Plan Summary (49 KB) 2025 Kaiser Access PPO Plan Summary (272 KB) 2025 Kaiser 200 Plan Summary (271 KB) 2025 Kaiser HDHP Plan Summary (280 KB) 2025 Kaiser 200 Plan Booklet (1 MB) 